Well...here we go. That's right, I am supposed to be doing homework right now. Yes my instructors are the kind of sadists to assign boat loads over spring break. Yes, it sucks.
Why do homework, when there is a perfectly good excuse to avoid it? I set this blog up about...um...2 weeks ago, and I haven't written a single thing! And a lot has happened. First and foremost, my lovely shiney laptop crashed. Thank God my Boyfriend (peter) has a computer genius for a brother (tony). Tony couldn't fix it for me, but he knew just what to do: call hp and see if it is a common problem. Yes it is, and they would be delighted to fix it for me. YAY. Sent laptop in, and 3 days later (yesterday) the Fedex man brings it back to my house...when I am not home. No big thing, he left a note on my door saying that I could pick it up at Fedex between 5 and 6.
Meanwhile, I had one of my lessons (a 13 year old girl who acts like she might be turning 9) wants to stay and "help" for a while. When she gets here, I find that "a while" is from 1 pm to 5. Oh Joy, I get to babysit for 4 hours, I really need to think about charging more. Then my evil side kicks in, and I remember that the stall we kept our future hamburgers in needs to be cleaned. SO, I sent her to do that, knowing full well that it would not get done because she can't focus. But, it gave me time to finish all of my chores and to chase the little butt-head pony around the pasture, because he for some reason seems to think I have gained an obscene amount of weight, and I need more exercize. Got him. Saddled him, and I took the girl out into the field to have a nice lesson in the sun. Not too bad.
Then, we got back to the barn, and my Mom called.
"I went to put some money in your account and the girl, thinking I was you, told me you were 500 bucks overdrawn."
"no F-ing way," says I, "According to my records, I should have around 35 dollars."
Not much, but not 500 bucks in deffecit. My Lesson leaves, and I go to the house, log on to my internet banking, and lo and behold, I am in hock up to my eyeballs and beyond. After further examination, I find that I was charged 8 overdraft fees, totalling 300 dollars when I already had 434 dollars in my account. Yup, I had money, and they stole it. That, the money I spent unaware of the situation, and the 6 more fees I was charged when I DID go into overdraft (a total of 525 dollars in fees), left me up a creek without a paddle. I called the 1-800 number, to no avail.
"you have to call your bank, we can't do anything for you."
I call my bank here in moscow,
"you started your account in California, so you have to call that bank."
I call that bank, get the manager and she will NOT give me my money back.
"we don't see it as a bank mistake, it's simply a misunderstanding."
Did I mention that this has happened before? Three months ago, I had the same problem, called the 1-800 number, and they said:
"We are SOOOOO sorry. Here is all of that money back, and we appologize, it will never happen again."
BULLSHIT!!!!!!!!!!
So, back to the bank manager, she won't give me all of the money back, but she can reverse 170 bucks worth of the fees, and in 60 days she MIGHT be persuaded to reversae 75 bucks more. WHOOOOOORE. I realize it's not entirely her fault, but this is REDICULOUS. I am taking that 170 bucks and starting a new account somewhere else.
US BANK IS A BUNCH OF FRIGGIN THIEVES!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Have you forgotten my laptop? I haven't. I want one nice thing to happen today, so I go to fedex. They tear the office apart.
"can't find it, let me scan the paper."
"Good idea idiot!"
Turns out my laptop is in Lewiston. What sense does that make? They come to my house, write me a note, and then take the damn thing all the way back to Lewiston.
"all our packages go back to Lewiston." says the frizzy haired incompetent behind the counter that I now want to jump over in order to RIP HER FACE OFF. Again, not entirely her fault, but she could have said that in the first place.
Moral: I hate Fedex, I LOATHE USBank, I love hp, peter and horses....I need a nap, and a diploma, so I can get on with my life!!!!!
Holy Moly! I thought I was going to explode once when they charged me $85 in overdraft and other banking fees, but $575?!? I'd be absolutely livid! Time to switch banks, although they're all in it up to their eyeballs. Although WellsFargo is the devil, I can't say I've had too many problems with them.
ReplyDeleteYour next post should be how you stay in the saddle through all those crisis--Megan and I have decided you had gecko hand-skin surgically implanted on your butt when you were younger.
Elly
HAHAHA. I think you may be right. My mom says that my butt could double as a suction cup. All very nice compliments.
ReplyDeleteI also think that Wellsfargo is the Devil, but I don't know who else to go to. I think they may be less satanic than USB!!!!